Mortgages in BC, made simple.
Clear guidance, competitive options, and support from pre-approval to keys in hand.
Welcome to Legacy Mortgage Group
Welcome to Legacy Mortgage Group
Hi, I'm Harpreet Sandhu, and I'm here to make your mortgage journey straightforward and stress-free. Whether you're a first-time buyer or a seasoned investor, I'll guide you through every step with clarity and confidence.
Personalized Solutions: Tailored mortgage strategies that fit your unique financial situation
Expert Guidance: Years of experience navigating BC's mortgage landscape
Ongoing Support: I'm with you from pre-approval to closing and beyond
Why Choose Legacy Mortgage Group
We're committed to making your mortgage journey transparent, efficient, and stress-free.
Clarity
Plain-language guidance and transparent next steps. No jargon, no surprises—just clear communication throughout your mortgage journey.
Competitive Options
Access to a broad range of lenders and products. We shop the market to find you the best rates and terms that fit your unique situation.
Speed
Efficient pre-approvals and smooth closings. We respect your time and work diligently to get you approved quickly without cutting corners.
Ongoing Support
Check-ins post-close and strategy for renewals and refinances. Our relationship doesn't end at closing—we're here for the long term.
Mortgage Calculator
Rate
Your mortgage interest rate can either be Fixed for the term or Variable (which changes with the prime rate). The Rate Term is the contract length with a lender.
Amortization
Amortization is the total time it takes to pay off your mortgage in full. New mortgages usually start with an amortization of 25 years or 30 years in Canada.
Mortgage Payment
Payment breakdown
Powered by Legacy Mortgage Group
Our Trusted Mortgage Lenders
We work with Canada's leading financial institutions to find you the best rates and terms
Our Legacy
The Legacy Suite Of Services
Buying your Next Home
Let us guide you through the journey of purchasing your next home for a stress-free move
First-time Home Buyers
Walking you through the A to Z about buying your first home
New Comers To Canada Mortgage
Whether you're here on a permanent resident or work visa, we're here to help you find the mortgage tailored to your needs.
Bridge Financing
Transitioning from your old home to your new home can be challenging. We have solutions to bridge the gap.
Refinance/Access your Equity
Maximize the value of your home by tapping into the equity you've built. From debt consolidation to investment financing, let's chat about your options
Builder Financing
Building a home is exciting, and comes with many considerations. We have the tools and expertise to make it a smooth process.
Business for Self Mortgages
Business-for-self financing can be full of challenges. We have many product solutions, and can make this process easy.
Dissolution of Relationship Financing
Whether you're going through a separation or need to break away from a partnership, we have the solutions that will satisfy all parties.
Plus more, give us a call or click the 'get started' button today if you don't see what you are looking for! We can't wait to help you get a mortgage, whatever your circumstances may be.
Our Simple 5-Step Process
From first conversation to closing day and beyond, we're with you every step of the way.
Discovery
We learn about your goals, financial situation, and timeline to create a personalized strategy.
Strategy
We present your options, explain the pros and cons, and recommend the best path forward.
Approval
We submit your application, liaise with lenders, and secure your pre-approval or commitment.
Close
We coordinate with your lawyer, realtor, and lender to ensure a smooth closing process.
Post-Close Check-Ins
We stay in touch, review your mortgage annually, and help with renewals or refinances down the road.