Surrey Lower Mainland skyline at dusk

Let's plan your next move.

Call, email, or send a note—get clear mortgage guidance from Harpreet in Surrey, BC.

Harpreet Sandhu — Mortgage Associateharpreet@legacymortgagegroup.ca672-699-9998Unit 203, 15350 Croydon Dr, Surrey, BC V3Z 1H4

Call

672-699-9998

Weekdays 9–5 PT

Evenings by appointment

Email

harpreet@legacymortgagegroup.ca

Replies typically within

1 business day

Visit

Unit 203, 15350 Croydon Dr

Surrey, BC V3Z 1H4

Open in Maps

Morgan Crossing / South Surrey

Send a Message

Fill out the form below and I'll get back to you within 1 business day.

Or email harpreet@legacymortgagegroup.ca

Hours: Monday–Friday 9am–5pm (PT). Evenings/weekends by appointment.

Typical response: within 1 business day.

Visit Our Office

Parking

On-site parking available at Morgan Crossing.

Transit

Near bus routes serving South Surrey; rideshare drop-off on Croydon Dr.

Quick Questions

How soon can I get a pre-approval?

Most pre-approvals are completed within 24–48 hours once I receive your documents. If you need it faster, let me know and I'll prioritize your file.

What documents should I prepare?

Typically: recent pay stubs, T4s or NOAs, 90 days of bank statements, and photo ID. Self-employed clients will need 2 years of tax returns and financial statements.

Do you work with first-time buyers?

First-time buyers are a big part of my practice. I'll walk you through every step, from pre-approval to closing, and help you access programs like the BC First-Time Home Buyers' Program.

Can you help if my bank said no?

Yes. I work with over 50 lenders, including alternative and private options. If your bank declined you, there may be other solutions available—let's discuss your situation.

Do you serve areas outside Surrey?

Yes! While I'm based in Surrey, I serve clients throughout the Lower Mainland and across British Columbia. Virtual consultations are available for clients outside the area.

Are rates on the site guaranteed?

Rates depend on your product, profile, and lender, and may change without notice. The calculators provide estimates—your actual rate will be confirmed once your application is fully underwritten.

Ready to get clear on your numbers?

Mortgage solutions are subject to lender approval and applicant qualification. Rates and terms may change without notice and vary by product and borrower profile.

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Available Monday - Friday, 9am - 6pm PST